How Cash Rounding Works
See exactly how your cash purchase will be rounded to the nearest 5 cents
Consumer Guide
Rounding is voluntary for businesses in most states — Arizona is the only state that requires it, and several states recommend rounding down. Check your state →
Try It Yourself
Enter any cash total and see exactly how it rounds
Cash Rounding Calculator
Try It LiveCash transactions only. Digital payments remain exact.
The Rounding Rules
Based on the last digit of your total, here is how rounding works
Example Transactions
See how everyday purchases round
Key Facts About Rounding
Important things to remember
Only CASH Transactions
Rounding only applies when you pay with physical cash. The exact amount is needed to make change.
Card Payments Unaffected
Credit cards, debit cards, and digital payments remain exact. No rounding occurs for electronic transactions.
Only the TOTAL Rounds
Individual item prices stay the same. When you pay with cash, only your final total — after tax — is rounded.
Balances Out Over Time
You round down just as often as you round up. Over many transactions, the difference averages to nearly zero.
What should I do with my pennies?
Your pennies are still legal tender and have value. Learn about your options for using, depositing, or collecting them.
Explore Your Options