State-by-State Penny Rounding Tracker
Track state legislation and official guidance on cash rounding policies across the United States.
Data last verified October 13, 2026Cross-checked against official .gov sourcesHow we verify →
All States & Territories
District & territories — not shown to scale
Federal Status
Common Cents Act
CLEARED CONGRESS on September 28, 2026 — awaiting the President's signature. Because the House (H.R. 3074, Jul 14) and Senate (S. 1525, Aug 7) had each passed a different bill number, Rep. McClain introduced a consolidated H.R. 10167 on Aug 27 with the Senate-passed text. The House passed it by voice vote under suspension on Sep 14, and the Senate passed it WITHOUT AMENDMENT by unanimous consent on Sep 28. The enrolled bill was published Oct 9; as of Oct 13 it had not yet been presented to or signed by the President. If signed, it would end circulating penny production (pennies stay legal tender), PERMIT — but not require — businesses to round cash totals to the nearest nickel, shield rounding businesses from conflicting federal, state, tribal and local rules, order Federal Reserve and Treasury reports on penny supply, authorize a cheaper zinc-core nickel, and require 60 days' notice to Congress before any other circulating coin is discontinued.
Treasury Guidance
Recommends symmetrical rounding to the nearest 5 cents for cash transactions.
View Treasury FAQPenny Circulation
The Federal Reserve resumed accepting penny deposits January 14, 2026 and resumed filling bank penny orders at a subset of coin locations March 23, 2026 (others remain limited by local inventory). Existing pennies remain legal tender.
Other Federal Penny & Cash Bills (all in committee, none with a hearing)
- Penny cessation: H.R. 4459 MINT Act (also authorizes new 5-cent coin composition)View H.R. 4459 (congress.gov)
- Penny cessation: S. 1554 Make Sense Not Cents ActView S. 1554 (congress.gov)
- Penny cessation: H.R. 1401 COINS ActView H.R. 1401 (congress.gov)
- Penny cessation: H.R. 1270 (penny and nickel)View H.R. 1270 (congress.gov)
- Coin composition: H.R. 1278View H.R. 1278 (congress.gov)
- Payment Choice Act (H.R. 1138 / S. 2326) would require in-person retailers to accept cash up to $500 — 25 bipartisan House cosponsors (13 R, 12 D) as of October 2026, the most recent added in July 2026; S. 2326 has 1 cosponsorView H.R. 1138 (congress.gov)View S. 2326 (congress.gov)
- PARC Act (S. 1037) for national-park feesView S. 1037 (congress.gov)
About Cash Acceptance Laws
Some states and cities have laws requiring businesses to accept cash. While separate from penny rounding guidance, these laws may affect how businesses implement rounding:
- If rounding only applies to cash, it could be seen as penalizing cash customers
- Use symmetrical rounding to ensure fairness over time
Track Policy Changes
Get notified when states update their rounding policies and guidance.
