State-by-State Penny Rounding Tracker
Track state legislation and official guidance on cash rounding policies across the United States.
Data last verified August 9, 2026Cross-checked against official .gov sourcesHow we verify →
All States & Territories
District & territories — not shown to scale
Federal Status
Common Cents Act
PASSED THE HOUSE on July 14, 2026, by voice vote under suspension of the rules ("as amended") — its first floor action since committee passage 35-13 on July 23, 2025 — then received in the Senate July 15 and referred to Banking, Housing & Urban Affairs. On August 7, 2026 the Senate PASSED the companion S. 1525 by unanimous consent with matching text, so the Common Cents Act has now cleared BOTH chambers. The House-passed substitute makes cash rounding PERMISSIVE (the title was changed from "require" to "permit"): businesses may round cash totals to the nearest nickel, non-cash payments are unaffected. It also adds Federal Reserve reporting on penny supply and gives Treasury the option to test a redesigned, lower-cost nickel with safeguards for coin-accepting machines. Next step: the House must pass S. 1525 to send the bill to the President.
Treasury Guidance
Recommends symmetrical rounding to the nearest 5 cents for cash transactions.
View Treasury FAQPenny Circulation
The Federal Reserve resumed accepting penny deposits January 14, 2026 and resumed bank penny orders March 23, 2026. Existing pennies remain legal tender.
Other Federal Bills (all in committee, none with a hearing)
- Penny cessation: H.R. 4459 MINT Act (also authorizes new 5-cent coin composition)View H.R. 4459 (congress.gov)
- Penny cessation: S. 1554 Make Sense Not Cents ActView S. 1554 (congress.gov)
- Penny cessation: H.R. 1401 COINS ActView H.R. 1401 (congress.gov)
- Penny cessation: H.R. 1270 (penny and nickel)View H.R. 1270 (congress.gov)
- Coin composition: H.R. 1278View H.R. 1278 (congress.gov)
- Payment Choice Act (H.R. 1138 / S. 2326) would require in-person retailers to accept cash up to $500 — 23 bipartisan House cosponsors, six added in spring 2026, the only federal bill in this space gaining supportView H.R. 1138 (congress.gov)View S. 2326 (congress.gov)
- PARC Act (S. 1037) for national-park feesView S. 1037 (congress.gov)
About Cash Acceptance Laws
Some states and cities have laws requiring businesses to accept cash. While separate from penny rounding guidance, these laws may affect how businesses implement rounding:
- If rounding only applies to cash, it could be seen as penalizing cash customers
- Use symmetrical rounding to ensure fairness over time
Track Policy Changes
Get notified when states update their rounding policies and guidance.